Whether you are a homeowner facing foreclosure, a renter unable to keep up with rent payments, or simply a consumer unable to meet credit card payments or pay medical bills, you may qualify for Chapter 7 bankruptcy.

Call or e-mail Dominique Williams at the Law Office of D. Hardison Wood to schedule a free initial consultation. Attorney Williams can discuss your need for debt relief in general and can also advise you on the most appropriate financial and legal solutions for your circumstances such as Chapter 7 bankruptcy if you qualify.

Are creditors calling you nonstop? Are you using one credit card to pay off another , only to find yourself deeper in hot water every step of the way? Chapter 7 bankruptcy may be the answer that you are looking for.

Chapter 7 bankruptcy is also known as "liquidation bankruptcy" or "debt discharge" bankruptcy. After a successful Chapter 7 bankruptcy, your slate of debts is wiped clean and you can begin afresh to rebuild credit and move forward financially.

Instant Relief

You can expect instant relief once you file bankruptcy. Creditors will not be allowed to contact you. If all goes as planned, your debts will be discharged within a few months' time. People also want to know what property they can keep in a Chapter 7 bankruptcy. The answer to that question depends on individual circumstances, but usually includes the following:

• The family home
• Primary automobiles
• Wedding bands
• Household goods

What Chapter 7 Bankruptcy Cannot Discharge

Attorney Williams is also equipped to advise you on facts you need to know about Chapter 7 bankruptcy such as the following types of debt that cannot be discharged:

• Student loans
• Child support
• Back taxes in general but some exceptions may apply
• Punitive damages resulting from lawsuits
• Debt procured through fraud

Find the answers you need when credit card debt, mortgage payments, extraordinary medical expenses and other financial challenges threaten to overwhelm you. Call or e-mail attorney Dominique Williams to schedule a free and confidential consultation. The Law Office of D. Hardison Wood, with its office in Cary, North Carolina, is conveniently located for clients traveling from Raleigh, Benson, Knightdale, Garner, Morrisville, Durham, Chapel Hill, and many other eastern North Carolina locations.

11 USC 528 Disclosure : Attorney Williams is a bankruptcy attorney. He can assist clients file for bankruptcy relief under the Bankruptcy Code.

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